In the survey, less than 7% of online daters said they'd be willing to disclose financial details — such as how much debt they are in, their credit score, income, and spending habits — before meeting someone in person.
)--Online daters might have better luck finding Mr. Right if they swap out the profile picture of their expensive car with an image of their credit score, according to a recent survey by Discover and Match Media Group.
The two companies collaborated on the independent survey of online daters to better understand the relationship between finance and romance.
Any score below 660 is a red flag; anything above 800 is considered stellar.
In general, you’re fine with anything at or above 750.
As the Times reported: “‘Credit scores are like the dating equivalent of a sexually transmitted disease test,’ said Manisha Thakor, the founder and chief executive of Money Zen Wealth Management, a financial advisory firm. test gives some information about a person’s sexual past.’” Is this taking the beau-vetting process too far? Landlords and lenders may look at your credit score to help determine if you are worth taking a chance on. Why would anyone with options risk falling for someone likely to bring heavy debt and poor spending and saving habits to a union?
This is especially true of young people, who may bring tens of thousands of dollars of student debt to a relationship. The New York Times interviewed more than 50 daters under 40 from around the country and found that many of them regarded a good credit score as a prerequisite for a good date. How you handle money says a lot about your ability to be organized and responsible.
For those credit admirers, having good credit most often suggested that another person was responsible (73% used that adjective).
Want to make yourself more attractive to a potential mate? Turns out that having a great credit history is sexy to some people.
Likewise, 50 percent think a good credit score is more attractive than an impressive job title, and 40 percent favor a good score over a physically fit body. “When it comes to dating, a good credit score ups your mate value, helping you win a responsible, long-term partner, more so than some other qualities that online daters might highlight on their profile.
“If you have a good credit score, flaunt it,” says Dr. Money talks, but your credit score can speak more about who you are as a person, and singles agree that those with good credit tend to be conscientious and reliable.” A credit score is a measure of financial responsibility, which 69 percent of survey respondents say is a very or extremely important quality when looking for a person to date.
‘It’s a shorthand way to get a sense of someone’s financial past the same way an S. (MORE: 10 Big Retail Trends from the 2012 Holiday Season) Your credit score is a complex calculation based on your debts and payment history.