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It turned out that another Joanne Smith held a mortgage with Nationwide Building Society, and both Miss Smith and her partner had a number of debts against their name.

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The new United States celebrates its first national day of thanksgiving on Thursday, December 18, 1777, commemorating the American victory at the Battle of Saratoga after the surrender of General John Burgoyne and 5,000 British troops in October 1777.

In proclaiming the first national day of thanksgiving, Congress...

If you're thinking of applying for a mortgage, loan or any other form of credit first look at these all-too-easy mistakes you could make that could damage your file and result in rejection.

Errors on your credit file could mean you are repeatedly rejected for a loan, mortgage or credit card.

Sometimes credit history errors arise from cases of mistaken identity.

Joanne Smith, a beauty therapist from Southampton, checked her credit file after she had been repeatedly rejected by lenders for a loan.And for a limited time on selected numbers you will get FREE chat time on your first call!In our opinion 900 numbers are a lesser option and you would use them only if you DON’T have a credit card and live in the US.It took 14 long years and many false hopes, but I finally broke 800 on my credit score back in September, 2013!It’s almost 2018 now and my 800 credit score has remained steady.Maybe it’s the frustration that I had to make changes to my routines in the past weeks just to complete the requirements.